Not at Fault in an Accident? Too Bad, Your Auto Insurance Will Still Rise

Money

Auto insurance is pretty straightforward. After every accident you’re in, after every speeding ticket you get, your auto insurance rates will increase. Those are just two sure ways to see higher rates. Because drivers between the ages of 16 and 25 generally have the highest rates, adding a young person to your plan is all but guaranteed to increase your auto insurance costs.

However, a new study has shown that auto insurance companies all over the country are raising insurance policies even if the accident wasn’t your fault.

As per numerous insurance companies, the driver or drivers responsible for the crash can expect their auto insurance premiums to rise. But the Consumer Federation of America recently noticed something unusual going on with insurance rates, and so the group decided to collect information on exactly what happens to the policies of the drivers deemed not at fault for the car accident.

The CFA gathered data from five of the largest insurance providers in 10 cities nationwide. They found that generally speaking, drivers who were victims of a crash still experienced multiple hikes on their insurance premiums. Currently, the only states that bar this practice are California and Oklahoma, which both have state laws prohibiting excess charges on drivers in auto accidents who were involved at no fault of their own.

Of the five companies surveyed, Progressive was the worst culprit, raising policies on average 16.6% for every single case. GEICO and Farmers Insurance sometimes raised rates at 14.1% and 11.1% respectively, with Allstate averaging a 4.8% increase. Of the companies involved in the study, only State Farm never raised rates.

And that’s not the only surprising insight of the CFA study. The report goes on to show that the more income a driver has, the lower the penalty they will pay for not-at-fault accidents. Of the drivers surveyed, moderate-income drivers experienced an average of a 12.1% increase, paying $265 more per year. Those with higher incomes paid only 8.3% more, amounting to only $99 extra annually.

“Innocent drivers who don’t cause accidents should not be charged more because someone else hit them,” explains J. Robert Hunter, CFA’s director of insurance and the former insurance commissioner of Texas. “Most people know that if they cause an accident or get a ticket they could face a premium increase, but they don’t expect to be punished if a reckless driver careens into them.”

The CFA recommends for all drivers to comb through their policy on a regular basis, and to contact their insurance companies if there is an unexplained increase in premium cost. They recommend that if this happens, policyholders should visit the National Association of Insurance Commissioners website. There, drivers can investigate and see if this has happened to any other drivers in the area.

Facebook Comments

Website Comments

  1. Weston Hearing

    Thanks for your personal marvelous posting! I certainly enjoyed reading it, you can be a great author. I will remember to bookmark your blog and may come back in the foreseeable future. I want to encourage you to definitely continue your great posts, have a nice evening!|

  2. Aleta Navedo

    I really love your site.. Excellent colors & theme. Did you make this amazing site yourself? Please reply back as I’m planning to create my own personal website and would like to learn where you got this from or what the theme is called. Kudos!|

  3. Patsy Gotto

    This is really fascinating, You’re an excessively skilled blogger. I’ve joined your feed and sit up for looking for extra of your excellent post. Additionally, I’ve shared your site in my social networks|

  4. Marline Calwell

    Hi there! Do you use Twitter? I’d like to follow you if that would be okay. I’m definitely enjoying your blog and look forward to new posts.|

  5. Jerry Triano

    Hello everyone, it’s my first visit at this web page, and post is in fact fruitful in favor of me, keep up posting these types of content.|

  6. Elmira Nouth

    Howdy! I know this is kind of off topic but I was wondering which blog platform are you using for this website? I’m getting sick and tired of WordPress because I’ve had problems with hackers and I’m looking at alternatives for another platform. I would be great if you could point me in the direction of a good platform.|

  7. Jeromy Teaster

    I really like what you guys are usually up too. This sort of clever work and reporting! Keep up the fantastic works guys I’ve included you guys to our blogroll.|

  8. Rachael Beerly

    May I simply just say what a comfort to discover somebody that actually knows what they are discussing online. You definitely know how to bring an issue to light and make it important. A lot more people have to look at this and understand this side of the story. I was surprised that you aren’t more popular given that you surely have the gift.|

  9. Solomon Brager

    When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get four emails with the same comment. Is there any way you can remove me from that service? Thank you!|

  10. Scot Havlick

    My family members all the time say that I am wasting my time here at net, but I know I am getting knowledge every day by reading such pleasant content.|

  11. Marty Crelia

    Does your blog have a contact page? I’m having trouble locating it but, I’d like to send you an e-mail. I’ve got some suggestions for your blog you might be interested in hearing. Either way, great blog and I look forward to seeing it develop over time.|

  12. Genny Garrigus

    Can I simply say what a relief to uncover someone who really understands what they’re discussing over the internet. You actually understand how to bring an issue to light and make it important. More and more people ought to look at this and understand this side of the story. I can’t believe you aren’t more popular given that you certainly have the gift.|

  13. Delilah Rover

    What’s up Dear, are you in fact visiting this web page daily, if so after that you will absolutely get pleasant know-how.|

  14. Dian Hegener

    Hi there to every , since I am truly keen of reading this weblog’s post to be updated daily. It consists of nice material.|

  15. Migdalia Weill

    I think the admin of this site is actually working hard for his web site, since here every data is quality based stuff.|

  16. Hillary Jolina

    Greetings from Florida! I’m bored to death at work so I decided to check out your blog on my iphone during lunch break. I love the knowledge you present here and can’t wait to take a look when I get home. I’m amazed at how fast your blog loaded on my cell phone .. I’m not even using WIFI, just 3G .. Anyways, wonderful site!|

  17. Keva Keledjian

    Heya i am for the primary time here. I came across this board and I in finding It truly useful & it helped me out much. I’m hoping to provide one thing again and aid others like you aided me.|

  18. Vance Robbinson

    Hey there! I just wish to give you a huge thumbs up for the great info you’ve got right here on this post. I’ll be returning to your web site for more soon.|

  19. Forest Waycaster

    I’m not sure where you’re getting your info, but good topic. I needs to spend some time learning more or understanding more. Thanks for excellent information I was looking for this information for my mission.|

  20. Verda Elko

    I’m not certain where you’re getting your info, but good topic. I must spend some time learning more or figuring out more. Thank you for fantastic information I was in search of this information for my mission.|

  21. Quentin Treakle

    It’s remarkable to pay a quick visit this website and reading the views of all mates on the topic of this piece of writing, while I am also zealous of getting experience.|

  22. Marcus Sambor

    You actually make it seem so easy with your presentation but I to find this matter to be really something which I feel I might never understand. It seems too complex and extremely broad for me. I am looking forward for your subsequent post, I will try to get the hang of it!|

  23. Arnetta Hughen

    When someone writes an article he/she retains the plan of a user in his/her brain that how a user can understand it. So that’s why this post is outstdanding. Thanks!|

  24. Bradley Allessio

    Hi there! Do you use Twitter? I’d like to follow you if that would be ok. I’m absolutely enjoying your blog and look forward to new posts.|

  25. Alfredo Munivez

    Heya i am for the first time here. I found this board and I find It really useful & it helped me out much. I hope to give something back and aid others like you helped me.|

  26. suba me

    m4VECa I truly appreciate this post. I have been looking everywhere for this! Thank goodness I found it on Bing. You have made my day! Thx again!

  27. Peruvian Virgin Hair

    Terrific work! This is the type of information that are supposed to be shared around the internet. Disgrace on Google for not positioning this publish upper! Come on over and visit my website . Thank you =)

  28. salt flats bolivia

    Hi, Neat post. There’s a problem with your site in internet explorer, would check this… IE still is the market leader and a huge portion of people will miss your great writing because of this problem.

  29. fitness tracker

    Fantastic goods from you, man. I have understand your stuff previous to and you’re just extremely wonderful. I really like what you have acquired here, certainly like what you’re saying and the way in which you say it. You make it enjoyable and you still care for to keep it wise. I can’t wait to read far more from you. This is actually a tremendous website.

  30. Thu Nhỏ Đầu Mũi

    Im no expert, but I suppose you just crafted an excellent point. You clearly comprehend what youre talking about, and I can really get behind that. Thanks for being so upfront and so truthful.

  31. colca canyon treks

    I was recommended this web site by my cousin. I’m not sure whether this post is written by him as no one else know such detailed about my problem. You’re amazing! Thanks!

  32. positive statements

    Greetings from Colorado! I’m bored to death at work so I decided to browse your blog on my iphone during lunch break. I love the info you provide here and can’t wait to take a look when I get home. I’m amazed at how fast your blog loaded on my mobile .. I’m not even using WIFI, just 3G .. Anyhow, amazing blog!

  33. Piedad

    ppi claims ireland I work for a small business and they don at have a website. What is the easiest, cheapest way to start a professional looking website?.

  34. Marketing

    I believe that is among the such a lot important information for me. And i am glad studying your article. But want to commentary on few normal things, The web site style is great, the articles is actually excellent : D. Excellent job, cheers

  35. seo agency in vancouver

    IaаАа’б‚Т€ТšаЂаŒаАа’б‚Т€ТžаБТžm a extended time watcher and I just believed IaаАа’б‚Т€ТšаЂаŒаАа’б‚Т€ТžаБТžd drop by and say hi there there for your extremely initially time.

  36. seo vancouver

    You produced some decent points there. I looked on-line for the problem and situated most people will associate with along with your internet site.

  37. seo vancouver

    magnificent post, very informative. I wonder why the other experts of this sector don at realize this. You should proceed your writing. I am sure, you have a huge readers a base already!

  38. Entrepreneurial tips

    Hello! Someone in my Facebook group shared this website with us so I came to check it out. I’m definitely enjoying the information. I’m book-marking and will be tweeting this to my followers! Exceptional blog and terrific style and design.

  39. The best cream with snow algae

    Thanks for sharing your ideas. A very important factor is that scholars have a choice between fed student loan and a private student loan where it can be easier to go with student loan consolidating debts than through the federal student loan.

  40. dmca

    Thanks for sharing superb informations. Your web site is very cool. I’m impressed by the details that you¡¦ve on this site. It reveals how nicely you understand this subject. Bookmarked this website page, will come back for more articles. You, my pal, ROCK! I found just the information I already searched everywhere and just couldn’t come across. What a perfect web site.

  41. seo vancouver

    Your style is so unique in comparison to other people I ave read stuff from. I appreciate you for posting when you have the opportunity, Guess I all just bookmark this page.

  42. car accident attorney

    Excellent post. I was checking continuously this blog and I’m impressed! Extremely useful info specially the last part :) I care for such information much. I was looking for this certain information for a very long time. Thank you and good luck.

  43. dmca

    I’m extremely impressed with your writing skills and also with the layout on your weblog. Is this a paid theme or did you modify it yourself? Either way keep up the nice quality writing, it is rare to see a nice blog like this one these days..

  44. comprar viagra

    Thanks a lot for sharing this with all of us you really know what you are talking about! Bookmarked. Kindly also visit my web site =). We could have a link exchange arrangement between us!

  45. ambien online

    It as not that I want to copy your web-site, but I really like the style. Could you let me know which style are you using? Or was it custom made?

  46. stream complet

    Howdy! I simply want to give an enormous thumbs up for the great information you’ve gotten here on this post. I can be coming again to your blog for more soon.

  47. stream complet

    Thanks a lot for the helpful write-up. It is also my opinion that mesothelioma cancer has an particularly long latency period, which means that indication of the disease may not emerge until eventually 30 to 50 years after the original exposure to asbestos. Pleural mesothelioma, which can be the most common form and affects the area within the lungs, might result in shortness of breath, chest pains, and a persistent coughing, which may cause coughing up blood.

  48. trusted cvv shops

    Truly appreciate the posting you made available.. Great thought processes you possess here.. sure, investigation is paying off. Enjoy the entry you offered..

  49. Donovan Mustoe

    Do you have a spam issue on this website; I also am a blogger, and I was wanting to know your situation; we have developed some nice methods and we are looking to trade strategies with others, be sure to shoot me an email if interested.|

  50. vatpad.com

    This excellent website certainly has all of the information I needed concerning this subject and didn at know who to ask.

  51. Jeff Kinnard

    Generally I do not learn post on blogs, but I wish to say that this write-up very compelled me to try and do so! Your writing taste has been amazed me. Thanks, very nice post.|

  52. tattoos

    I am really impressed with your writing skills and also with the layout on your weblog. Is this a paid theme or did you modify it yourself? Anyway keep up the excellent quality writing, it’s rare to see a nice blog like this one today..

  53. visit website

    My brother recommended I might like this blog. He was totally right. This post actually made my day. You cann at imagine simply how much time I had spent for this info! Thanks!

  54. watch free porn online

    Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You obviously know what youre talking about, why throw away your intelligence on just posting videos to your weblog when you could be giving us something enlightening to read?

  55. SEO

    Thanks so much for the article.Really looking forward to read more. Keep writing.

  56. windows 10 activator apk

    Microsoft Office or are just looking to refresh your skills for any job or the one you’re already in, you’re in the right spot. Our lessons give you a mix of text message, video, interactives, and issues to practice what you might have learned, so you can learn the basics and more of Access, Surpass, Outlook, PowerPoint, Publisher, and Word. You’ll also learn tips, tricks, shortcuts, and more to higher use these programs at work and life. Let’s start!

  57. film streaming

    I simply could not leave your web site before suggesting that I really enjoyed the standard information a person provide on your visitors? Is going to be back continuously to inspect new posts.

  58. Delhi Escort

    you’re actually a just right webmaster. The site loading speed is amazing. It seems that you’re doing any distinctive trick. Furthermore, The contents are masterwork. you’ve performed a excellent job in this subject!

  59. gfedating.com

    Whoa! This blog looks exactly like my old one! It as on a entirely different topic but it has pretty much the same layout and design. Wonderful choice of colors!

  60. Resveratrol

    Thank you so much for providing individuals with an extremely breathtaking opportunity to discover important secrets from this site. It’s always so excellent and jam-packed with a lot of fun for me personally and my office acquaintances to visit your website more than 3 times in 7 days to study the latest guidance you have got. And of course, I’m just certainly amazed with all the tremendous pointers you serve. Some two points in this posting are in fact the most beneficial I have ever had.

  61. etc

    I wish to express some appreciation to you just for rescuing me from such a challenge. Just after exploring throughout the world wide web and getting opinions which were not helpful, I thought my entire life was done. Existing minus the answers to the difficulties you have solved by means of this review is a crucial case, as well as the ones that would have negatively damaged my career if I hadn’t discovered your web site. Your primary mastery and kindness in taking care of every item was tremendous. I’m not sure what I would have done if I hadn’t discovered such a thing like this. I am able to now relish my future. Thanks a lot so much for your impressive and results-oriented guide. I won’t be reluctant to suggest your web blog to any individual who requires guidelines about this area.

  62. Fresh Taste Catering

    hey there and thanks for your information – I have definitely picked up anything new from right here. I did however experience some technical points using this site, since I experienced to reload the website lots of instances prior to I could get it to load properly. I were wondering in case your web host is OK? No longer that I am complaining, but slow loading circumstances occasions will sometimes have an effect on your placement in google and could damage your high quality rating if advertising and ***********|advertising|advertising|advertising and *********** with Adwords. Well I am including this RSS to my e-mail and can look out for much extra of your respective fascinating content. Make sure you update this again very soon..

  63. christmas hours

    It as not that I want to duplicate your web-site, but I really like the design and style. Could you let me know which style are you using? Or was it custom made?

  64. viandas a domicilio montevideo

    Thanks for expressing your ideas here. The other issue is that when a problem occurs with a computer system motherboard, individuals should not go ahead and take risk associated with repairing the item themselves for if it is not done correctly it can lead to permanent damage to the full laptop. It’s usually safe to approach your dealer of the laptop with the repair of its motherboard. They have got technicians who may have an know-how in dealing with mobile computer motherboard troubles and can have the right prognosis and perform repairs.

  65. andrew leland shoaf

    It’s actually a cool and useful piece of information. I am glad that you shared this helpful information with us. Please stay us informed like this. Thank you for sharing.

  66. business opportunity

    I will right away snatch your rss as I can not in finding your email subscription link or newsletter service. Do you have any? Please let me recognize in order that I may just subscribe. Thanks.

  67. click here

    That is a really very good examine for me, Ought to admit that you are one particular of the best bloggers I ever saw.Thanks for posting this informative report.

  68. cerrajeros barcelona

    Hey just wanted to give you a quick heads up and let you know a few of the pictures aren’t loading properly. I’m not sure why but I think its a linking issue. I’ve tried it in two different browsers and both show the same results.

  69. IPhone

    There is apparently a bunch to realize about this. I suppose you made some nice points in features also.

  70. reparacion electrodomesticos madrid

    I really like your blog.. very nice colors & theme. Did you design this website yourself or did you hire someone to do it for you? Plz answer back as I’m looking to create my own blog and would like to find out where u got this from. thanks a lot

  71. SPAM

    Fantastic beat ! I wish to apprentice while you amend your web site, how can i subscribe for a blog web site? The account aided me a acceptable deal. I had been tiny bit acquainted of this your broadcast provided bright clear idea

  72. reparacion electrodomesticos madrid

    Cool blog! Is your theme custom made or did you download it from somewhere? A design like yours with a few simple tweeks would really make my blog shine. Please let me know where you got your design. Thanks a lot

  73. Mitzie

    Value the blog you offered.. My personal web surfing seem total.. thanks. sure, investigation is paying off. Excellent views you possess here..

  74. reparacion electrodomesticos madrid

    Nearly all of whatever you assert happens to be supprisingly accurate and that makes me ponder the reason why I hadn’t looked at this with this light before. This article truly did turn the light on for me as far as this subject goes. Nevertheless at this time there is just one issue I am not necessarily too comfortable with and while I attempt to reconcile that with the actual main theme of your issue, allow me observe just what the rest of your readers have to point out.Very well done.

  75. reparacion electrodomesticos madrid

    hey there and thank you for your information – I’ve certainly picked up anything new from right here. I did however expertise a few technical points using this site, as I experienced to reload the web site lots of times previous to I could get it to load properly. I had been wondering if your hosting is OK? Not that I’m complaining, but sluggish loading instances times will sometimes affect your placement in google and can damage your quality score if advertising and marketing with Adwords. Well I’m adding this RSS to my email and can look out for much more of your respective fascinating content. Ensure that you update this again soon..

  76. Clotilde

    This article is immensely informative and fruitful.It will help readers to take proactive decisions and update themselves accordingly. Thanks a lot for providing so valuable facts.

  77. antenista madrid

    Does your blog have a contact page? I’m having a tough time locating it but, I’d like to send you an e-mail. I’ve got some suggestions for your blog you might be interested in hearing. Either way, great blog and I look forward to seeing it grow over time.

  78. reparacion electrodomesticos madrid

    hey there and thank you on your info – I’ve definitely picked up something new from proper here. I did alternatively experience some technical issues the usage of this site, as I skilled to reload the site lots of times prior to I may just get it to load properly. I were puzzling over if your web hosting is OK? Now not that I’m complaining, but slow loading cases instances will very frequently impact your placement in google and could harm your high-quality ranking if advertising and ***********|advertising|advertising|advertising and *********** with Adwords. Well I’m adding this RSS to my e-mail and could look out for much extra of your respective fascinating content. Ensure that you replace this again very soon..

  79. reparacion electrodomesticos madrid

    Thanks for your intriguing article. Other thing is that mesothelioma is generally the result of the breathing of materials from asbestos fiber, which is a cancer causing material. It truly is commonly viewed among personnel in the building industry with long contact with asbestos. It’s also caused by living in asbestos protected buildings for long periods of time, Genes plays a crucial role, and some folks are more vulnerable to the risk than others.

  80. antenista madrid

    Thanks for your strategies. One thing I have noticed is banks plus financial institutions understand the spending practices of consumers plus understand that a lot of people max away their real credit cards around the getaways. They sensibly take advantage of this particular fact and begin flooding the inbox along with snail-mail box along with hundreds of no interest APR credit card offers right after the holiday season concludes. Knowing that in case you are like 98% of the American public, you’ll get at the opportunity to consolidate card debt and switch balances for 0 APR credit cards.

  81. Roberto

    It as not that I want to copy your web-site, but I really like the style and design. Could you let me know which design are you using? Or was it especially designed?

  82. visit website

    I truly appreciate this post. I ave been looking all over for this! Thank goodness I found it on Google. You have made my day! Thx again.

  83. click here

    I am very happy to read this. This is the kind of manual that needs to be given and not the random misinformation that is at the other blogs. Appreciate your sharing this greatest doc.

  84. CyberLink

    Wow, amazing weblog layout! How long have you ever been blogging for? you make blogging glance easy. The total look of your site is excellent, let alone the content material!

  85. clay erickson

    Awesome blog you have here but I was wanting to know if you knew of any user discussion forums that cover the same topics talked about here? I’d really love to be a part of group where I can get responses from other experienced individuals that share the same interest. If you have any recommendations, please let me know. Bless you!

  86. Office 365 Castellón

    Excellent beat ! I wish to apprentice while you amend your website, how could i subscribe for a blog site? The account aided me a appropriate deal. I had been tiny bit acquainted of this your broadcast offered brilliant transparent concept

  87. primecarwreckers.com.au

    hello!,I like your writing very so much! share we keep in touch extra about your article on AOL? I need a specialist on this area to resolve my problem. May be that’s you! Looking ahead to peer you.

  88. Numéros mobile

    Yet another issue is that video games are normally serious naturally with the most important focus on mastering rather than leisure. Although, it has an entertainment part to keep children engaged, every game is often designed to work towards a specific group of skills or course, such as mathmatical or scientific research. Thanks for your publication.

  89. bons réduc

    I’m still learning from you, as I’m improving myself. I definitely love reading all that is posted on your website.Keep the information coming. I liked it!

  90. insider link

    Wonderful blog! Do you have any hints for aspiring writers? I’m hoping to start my own site soon but I’m a little lost on everything. Would you suggest starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m totally overwhelmed .. Any ideas? Cheers!

  91. zahnarzt

    Fantastic goods from you, man. I’ve understand your stuff previous to and you’re just extremely fantastic. I really like what you have acquired here, really like what you are stating and the way in which you say it. You make it entertaining and you still take care of to keep it smart. I can not wait to read much more from you. This is really a tremendous site.

  92. video to mp3 converter

    Nice post. I learn something new and challenging on blogs I stumbleupon everyday. It as always useful to read through content from other authors and practice something from other web sites.

  93. to learn more

    You ave made some good points there. I looked on the internet for additional information about the issue and found most individuals will go along with your views on this website.

POST A COMMENT.